Federal Aid

The federal philosophy for financial aid administration is that the main responsibility for financing education rests with the student and his/her family. Federal aid is available to supplement families’ resources. Read below for more information regarding Federal financial aid. You can also review our Financial Aid Fact Sheet.

In order for your eligibility for federal aid to be determined, students and/or parents should complete the Free Application for Federal Student Aid (FAFSA) at fafsa.gov. Apply as early as October 1 of each year for the academic year beginning the following fall. Since results from FAFSA are often required for institutional aid, it is recommended that ALL students complete the federal application.

EWC’s federal school code is: 003929

Need help completing the FAFSA? Check out these resources!
2018-2019 FAFSA Outline
2019-2020 FAFSA Outline
Seven Easy Steps to the FAFSA

The priority consideration date for federal AND institutional aid is March 15. Students who have a completed financial aid file by this date will receive priority consideration for all available funding. After this date, most funds are first-come, first-served. Students must have a completed application on file at least six weeks prior to enrollment to ensure financial aid funds are available to pay for education expenses. The FAFSA remains open through June of each academic year (e.g., the 2019-2020 FAFSA became available to complete on October 1, 2018 and remains available through June 30, 2020), but students must have a valid FAFSA on file with EWC during the term(s) in which they are enrolled in order to receive federal funding for that term.

Students must meet general eligibility requirements to receive federal funding and must maintain Satisfactory Academic Progress to retain aid semester to semester.

Students or families who have recently had a change in financial circumstances due to a loss of job or benefits, death, separation or divorce, or other please contact the Financial Aid Office. We may be able to help you obtain additional assistance.

Pell Grant

The Federal Pell Grant is a federal grant (does not have to be repaid, except under certain circumstances) available to undergraduate students based on financial need as determined by completion of the Free Application for Federal Student Aid (FAFSA) each year.

Award amounts (2018-2019):
$650 minimum – $6,095 maximum per academic year (based on full-time enrollment of 12 credits or more per semester). Prorated based on Expected Family Contribution (EFC) and level of enrollment. The Pell Grant is a fixed amount; what you are eligible for at EWC is the same amount you would receive at any other school, so the grant covers more costs at institutions with lower tuition and fee rates.

Please note: The amount of Federal Pell Grant funds you may receive over your lifetime is limited by federal law to be the equivalent of six years of Pell Grant funding at full-time enrollment, or 600%. You can log on to the National Student Loan Data System (NSLDS) using your FSA ID to view your Lifetime Eligibility Used. The LEU will be found on the Financial Aid Review page.

Supplemental Educational Opportunity Grant (SEOG)

The Federal Supplemental Educational Opportunity Grant (SEOG) is a federal grant available to Pell Grant eligible students who demonstrate a high financial need as determined by completion of the Free Application for Federal Student Aid (FAFSA) each year. These funds are used to supplement a student’s education expenses (i.e, books & supplies, room & board). Schools have limited funding; not all high-need students will receive SEOG.

Award amounts: $100 minimum – $600 maximum (at EWC; higher amounts sometimes allowed for Summer terms). Prorated based on the level of enrollment.

Iraq and Afghanistan Service Grant

Students whose parent or guardian died as a result of U.S. military service in Iraq or Afghanistan after Sept. 11, 2001, may receive increased amounts of Title IV student financial assistance.

Work-Study Program

A federal student employment program based on financial need (as determined by completion of the FAFSA) to assist students with living expenses while attending college. Students may NOT work when they have scheduled classes and are encouraged to obtain a job that is related toward their degree or certificate program.

Value: Minimum wage per hour, typically for around 10 hours per week, depending on the position obtained. Students can earn up to $2300 per year.

View more information on Federal Work Study.

Direct Loan Program (Subsidized and Unsubsidized)

Direct loans are available to students enrolled in a minimum of six credit hours. This is a long-term, low- interest loan. The fixed interest rate for loans disbursed after July 1, 2018 (but before July 1, 2019) is 5.05%. Students must first complete the FAFSA to determine eligibility. All students must also complete EWC’s Direct Loan Request Form. First-time borrowers must also complete Loan Entrance Counseling and a Master Promissory Note.

View more information on student loans and the application process.

Direct Parent Loan for Undergraduate Students (PLUS)

This low-interest loan program is available to parents of dependent students who may need to borrow for educational expenses that the student’s aid won’t cover. The Direct Parent Loan may not exceed the student’s cost of education minus other financial aid awards. The fixed interest rate for loans disbursed after July 1, 2018 (but before July 1, 2019) is 7.60%.

View more information on Direct Parent Loans.